Money Saving App

Find a Cleo referral code here

Cleo is an AI chatbot that makes managing your finances fun. Cleo has been designed to be the best finance assistant anyone could ask for. Cleo provides personalized, interactive guidance on how to stay on top of your money so you can focus on what matters. From keeping your spending under control, getting out of debt or saving for the future, Cleo is there with you every step of the way.

The Cleo refer-a-friend offer gets you: £5 cash bonus.

Money Saving

The Cleo Referral Offer

This refer-a-friend offer is all yours when you join Cleo today:

£5 cash bonus

By using this link, Cleo might share your name or username with the link owner and vice versa.

Already a customer?

£5 cash bonus

That's what your refer-a-friend link could earn you, repeatedly. See terms below for more details.

As an existing Cleo customer, you can add your refer-a-friend link here.

To add your link, simply join oyal (it's free) or sign in.
Join oyal Sign in

DISCLAIMER: You shouldn't join a company just for its referral incentives. You may end up with bills you can't afford, for a product/service you don't actually want or need.

What are the terms of this offer?

The £5 is redeemable only after your friend completes sign up (bank connection).
The money will be deposited into your Cleo wallet, which you can withdraw into your bank account.
You cannot use the same online banking details across multiple accounts.
High volume referrers will be manually checked by the fraud team.
Friends that sign up but don't connect their bank account do not count towards the bonus. A referred user must have clicked on your referral link and have not interacted previously with Cleo.
Both the referrer and referred user must have created a Cleo Wallet in order for the payout to be sent.
The referral bonus cannot be used in conjunction with any other sign up offer.
The referral bonus is only available to users in the UK & USA.
Cleo's decision is final with regards to any dispute involving referrals.

The Cleo refer-a-friend offer terms and conditions may have updated since this page was last updated and take precedence over what is published on oyal. Please check the Cleo website for the latest terms, Details correct as of 31st August 2021.